Domino said:
I'm with HSBC too. Richy, if you get here and ring HSBC and say you are with Lloyds but they are shit (which is so true) and you've heard that HSBC are good....bam!...accounts open practically on the phone!!

nice, done!
I will go into an HSBC when I arrive and say I want to go with them cos I heard they rock and Lloyds licks dogs balls!
also, is it hard to have a flat account in England?
my friend over there said it was real hard to open a flat acct but here we used one at our place and it was good, my girlfriend handled all the shit cos she works in banking and we never had to worry about a thing, no late bills ect...everything was paid on time.
whats the guts ?