Nova said:
of course it's worth it - I don't have 2k to replace it.
even if they only gave me 1500 i'd still be able to get a new car of some sort.
anyway - I don't have that car anymore.
also if someone crashes into you and you only have third party it's a nightmare! they treat you like you don't have insurance. I just like it clean and easy.
for instance I crashed into the garage - $300 to fix my car and the garage. would have cost me 1k +
an lady crashed into me - pay nothing and no hassle fixing and no problems.
get full insurance no matter what I say.